Android beta live · iOS coming soon

Know
where your
money goes.

Budget Plan is zero-based budgeting for your pocket. Every dollar gets a job before the month starts. Your data never leaves your phone.

Local-only No tracking No account
9:41●●●●
Allocate · April
$4,280.00
Monthly income
Rent$1,600
Groceries$600
Transit$180
Dining Out$150
Savings$1,750
Unassigned $0.00
Start month →
9:41●●●●
April · Day 22 of 30
$2,842 / $4,280
On pace · 66% spent, 73% through month
Categories
Groceries$126 / $300
Dining Out$117 / $150
Gas$212 / $180
Subscriptions$42 / $120

How it works

01 · Four primitives

A budget with a spine.
Not a spreadsheet with opinions.

Budget Plan reduces personal finance to four disciplined primitives. Everything else — charts, AI, advice — is noise we deliberately removed.

01 · Allocate

Every dollar
gets a job.

Assign your income to categories before the month begins. Unassigned must read $0.00.

Unassigned
$0.00 · ready
02 · Track

Green, yellow, red.
Always visible.

Every category shows pacing in real-time. No scrolling transactions to know how you're doing.

Groceries · 42%
On track
03 · Borrow

Over budget?
Borrow, don't bury.

Going red prompts you to borrow from another category or log a tracked loan to yourself.

Gas · 112%
-$32 · borrow?
04 · Reset

Leftovers sweep
into savings.

Month ends, balances zero out, unspent allocation moves to savings. Clean slate, compounding base.

Swept to savings
+$287 · auto

Privacy

02 · Trust indicators

The only budget app
that doesn't want your data.

Other apps monetize your transactions. We can't, because we don't have them. Your budget lives on your phone — full stop.

● Local-only

No cloud sync. No account.

Your entire budget is stored on-device. If you uninstall, it's gone. If we go down tomorrow, you won't notice.

● No tracking

Zero third-party SDKs.

No Firebase, no Sentry, no Segment, no PostHog. We ship crash logs you opt into, and that's it.

● No bank linking

You type it. You own it.

Manual entry by design. It keeps your data private — and it makes you feel each dollar as it leaves.

Inside the app

03 · Onboarding → dashboard

Four screens.
One month at a time.

The product surface is deliberately small. You'll master it in an afternoon and use it for years.

Blog

04 | Practical money habits

Small money systems.
Written for real months.

Practical notes on zero-based budgeting, privacy-first tools, and month-end routines.

All articles ->

Every dollar,
a job. Start now.

iOS coming soon Get on Android →
Local-only · No account · No tracking